Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.

Capital Off the Cuff

Things you actually want to read.
That's all we plan to put out here. Educational, informational, slightly silly...but always completely honest content that's relevant. New posts will be showing up regularly, so don't forget to check back!
Part 3: The Unexpected Capital Off the Cuff
Your Words Part 3: The Unexpected
April 5th, 2019
 
We recently set out to hear more from our members by asking for opinions on Facebook- the good the bad, and everything in-between. It worked, and we received lots of great comments and enjoyed hearing what our members have to say. Here as the final installment of the series, is "The Unexpected".
READ MORE
Part 2: The Bad Capital Off the Cuff
Your Words Part 2: The Bad
March 29, 2019
 
We recently set out to hear more from our members by asking for opinions on Facebook- the good the bad, and everything in-between. It worked, and we received lots of great comments and enjoyed hearing what our members have to say. Next up in the series, "The Bad".
Part 1: The Good Capital Off the Cuff
Your Words Part 1: The Good
March 1, 2019
 
We recently set out to hear more from our members by asking for opinions on Facebook- the good the bad, and everything in-between. It worked, and we received lots of great comments and enjoyed hearing what our members have to say. We are taking a look at the responses, starting with "The Good".
READ MORE
Arrow pointing up
No Job, No Paycheck, Same Identity

January 14, 2019

“I’m sorry, but you’re laid off.”

Heart-sinking, gut-wrenching, panic-inducing words. I understand because I’ve lived it. My situation was most likely very different than yours, but I think those feelings are probably pretty similar across the board. The decision may not have been personal, but the way it affects your life is.

READ MORE
Did we just buy the Death Star?

October 11, 2018

There are lots of moving parts going on at Capital Credit Union these days, and we continue to look for ways to better serve our members. Our Corporate Office was built in 2004 and was assumed to last us for 20 years or so. Well, we are currently packed in there...it's a good thing we are flexible in our plans!

READ MORE
Dreams & Small Victories

July 13, 2018

Everyone has dreams. Some peoples are bigger than others, but we all have something we’re hoping for. Let’s be honest, quite often, dreams take cash, and “extra” money isn’t always easy to come by. If it was you would have already seen your dreams come true, right?

READ MORE
The Credit Card Monster Doesn't Exist
January 23, 2018

For years I had a credit card but never used it because I was scared of digging a hole I couldn’t get out of. Fast forward a few years and I started working at a credit union, where I learned that having a credit card helps build your credit, but actually using it helps more...and you can get around paying any interest at all.

READ MORE
Seeking human kindness
Through the Lens of Privilege

April 16, 2018

I sit here writing humbled, and frankly embarrassed, that I’ve been blind to this problem right here in my own community for so long. I never really thought about what it would be like to not have a place to live, to not know where my next meal was coming from, or to have the flu and be sleeping under a bridge. I’ve stereotyped people facing hard times to feel better about ignoring them, because it’s easier to pretend the problem doesn’t exist.

Now, I can tell you I think differently...
Read More
Girl wearing sweatpants with red Converse
Sweatpants Welcome
October 2, 2017
Who knows where it started, but there’s a misconception that putting on a suit will make you more likely to get a loan. Does that really make the loan officer think, “Would you look at that suit! They’ll obviously pay us back. Let’s get that loan paperwork going.” Nope. Not really how that works, or at least not here.
Read more
Woman holding a coffee mug that says
Who's Really In Charge When You Apply for a Loan?
August 1, 2017
See if this doesn’t sounds like a typical scenario:  You contact a bank or credit union and “ask” them for a loan. Then, if you have average/good credit they call you back and let you know (out of the goodness of their hearts, of course) that your request has been approved. They then go on to explain the terms and conditions under which the approval is based. They’re very nice about it, and everything is cool, right?
Read more

swipe for more >