Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Retro microphone.

Capital Off the Cuff

Things you actually want to read.
That's all we plan to put out here. Educational, informational, slightly silly...but always completely honest content that's relevant. New posts will be showing up regularly, so don't forget to check back!
Hope Signage at St. John's Gala Image
A Four Letter Word
August 01, 2017
HOPE. Go ahead, google it. defines it as, "the feeling that what is wanted can be had or that events will turn out for the best." What we hope for may be a little bit different for every individual, but it’s pretty amazing that for each of us, we believe HOPE means getting better in some way, shape or form. But reality means that sometimes… it doesn’t get better.
Woman looking out window of bus, melancholy.
Advertising to Deadbeats?
August 1, 2017
We’ve recently had a number of members ask why our spring advertising seemed to target people with questionable credit. Are things that tough in the marketplace? Aren’t you asking for problems? Why go after people the banks try to avoid? These are all good questions, and as member-owners you have a right to know.

swipe for more >