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Capital Off the Cuff

Things you actually want to read.

That's all we plan to put out here. Educational, informational, slightly silly...but always completely honest content that's relevant. New posts will be showing up regularly, so don't forget to check back!
Woman thinking over branch block network

Hey Capital, Open a Branch in My Hometown!

March 18, 2021

Have you ever wondered why the credit union has branches where we do? Or maybe more importantly, why we don’t have a branch where you think we should?

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Capital Off the Cuff overlaid on $100 bill with Benjamin Franklin' wearing a mask.

So Many Lessons

July 21, 2020

We're all a little tired of commercials, ads and everything else saying we'll get through these challenging and unprecedented times together and find our new normal. The truth is, we aren’t all getting through this, together or otherwise.

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Off the Cuff Diploma and Graduation Cap

Confessions of a Recent College Graduate

April 3, 2020

I’m a recent college graduate (bet you figured that one out by the title), and there are a lot of things I wish I had known or advice I had listened to when it came to finances in college. As an 18-year-old going off to live on my own for the first time, I thought I had it all figured out…yup, I was wrong. These are just some of the things I wish I had known (or actually listened to).

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It's Too Peopley Out There

March 12, 2020

Oh, Coronavirus. Every day there’s a new reported case or recommended way to keep yourself safe. If I had my way, I would choose to avoid people altogether…but life doesn’t quite work like that. Luckily, you can add your finances to the list of things you can do from home.

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It's Not Delivery, It's De'Struggle

August 9, 2019
 
There's no doubt that broke jokes are pretty funny. I'ts not uncommon to see jokes like these, laugh, and keep scrolling without putting much thought into it. Maybe you see one and think, "I can relate." A lot of times, though, they're the kind of funny that makes you laugh and also feel a strong sense of, "ouch."

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The more you know

The More You Know: Mortgages

April 12, 2019
 
When you hear the word “mortgage”, what sort of reaction do you have?  A common question we get from both our mortgage staff and friends and family alike is “What should I know before buying a house?”  For this edition of Off the Cuff, we thought we would drop some mortgage knowledge on you!

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No Job, No Paycheck, Same Identity

January 14, 2019

“I’m sorry, but you’re laid off.”

Heart-sinking, gut-wrenching, panic-inducing words. I understand because I’ve lived it. My situation was most likely very different than yours, but I think those feelings are probably pretty similar across the board. The decision may not have been personal, but the way it affects your life is.

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The Credit Card Monster Doesn't Exist

January 23, 2018

For years I had a credit card but never used it because I was scared of digging a hole I couldn’t get out of. Fast forward a few years and I started working at a credit union, where I learned that having a credit card helps build your credit, but actually using it helps more...and you can get around paying any interest at all.

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Dreams & Small Victories

July 13, 2018

Everyone has dreams. Some peoples are bigger than others, but we all have something we’re hoping for. Let’s be honest, quite often, dreams take cash, and “extra” money isn’t always easy to come by. If it was you would have already seen your dreams come true, right?

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Trees in forest with spray painted question marks

No Stupid Questions, No Stupid Answers

November 19, 2017
 
Yeah, you could turn to Google for an answer, and the internet is great for finding information...but sometimes it's just nice to have a conversation with someone who can answer your questions as they come, isn't it?

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