person using Capital's digital banking app.

Digital Banking

A secure and convenient way to manage your money from anywhere. Access our digital banking platform on your desktop computer or your mobile device. 

Do more on the go

Experience Digital Banking

Whether you're a traditional user who likes to use a desktop computer to manage your accounts, or someone who prefers to use mobile apps, we've got you covered. Our digital banking platform allows you to:

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Monitor your accounts
mobile phone with money symbol
Perform transactions
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Control your finances

The best part is, you can access this platform from anywhere at anytime!

Key Features


couple, lady holding her phone and credit card.View all of your CCU accounts together at one time.
  • Check balances on deposit and loan accounts
  • Review transactions 
  • View historical data
  • Create account names
  • Customize account order

credit Score

Capital credit score screen.Check your credit whenever you want! Credit Score is a free credit monitoring service for Capital CU Digital Banking users. 
  • Check your credit on demand
  • See tips for improving your credit score
  • Get alerts when your credit score changes
  • Learn what makes up your credit score
The score you see in Credit Score may differ from the score Capital CU uses for lending. However, it will give you a good idea of what is reporting to the credit bureau and your credit score range. 


man smiling and writing, looking at the screen.Enrolling in eStatements gives you access to electronic account statements, billing statements, notices, and tax forms for easy reference whenever you need them. 
  • Secure online access
  • Printable and downloadable
  • Faster than mailed statements 

My Finances

man holding tablet and on the phone.Manage your budget and set savings goals all in one place. 
  • Categorize spending to see how much you've spent on each
  • Set custom categories that suit your budget
  • Add external accounts from other financials to manage your budget all in one place


man touching his phone. Through one secure portal you can send payments from your Capital CU checking account to anywhere you need to. 
  • Use BillPay to pay bills or set up automatic re-occurring payments for monthly expenses 
  • Schedule payments in advance
  • Send money to family and friends - fast and easy with Zelle®


woman holding her phone, with Capital's key features on the screen.In your profile settings you can set different alerts to receive instant updates on your accounts.
  • The Alerts Service allows you to receive alerts via email address or text message.
    • Request alerts for balance, transaction, loan due, or daily balance information.
  • Text Banking allows you to text us basic commands for a one-way text regarding your account information.
    • Set up date, account, history, transaction and security alerts.


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Managing your debit card just got a whole lot easier! MyCards allows you to turn your debit card on and off, set alerts based on your specific preferences, and report your card lost or stolen right within Digital Banking. It's one more tool to help protect yourself against fraud.
middle aged man looking at his phone .

Manage cards on the go

Stay aware and be in control of your cards through real-time alerts and purchase control preferences. Self-service options, including card controls and alerts, let you decide when, where and how your cards are used.

Real-time enriched transactions

View complete purchase information, for both pending and processed transactions, with enriched transaction data like merchant name, location, contact details and more.

Understand spending clearly

It's easy to track where your card is being used - review spending by category, view merchants set up with reoccurring payments and access detailed visual spend history.

Digital Wallet

Add your cards to your digital wallets right from MyCards and have access to your card detail whenever Apple Pay and Google Pay are not available.

Download Our App

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More Information about Mobile App features

Grab your phone, take a picture, and deposit a check using our mobile app. 
  • Deposit checks into your account with your Android™ or Apple™ phone or tablet.
  • Transactions are encrypted and secure with password protection.
  • To enroll - log into app choose Deposits in either the right menu or the bottom menu.

Mobile check deposits confirmed as received before 4 PM Central Time on a business day will be credited to your account on the same business day. Deposits confirmed received after 4 PM and deposits confirmed received on holidays or days that are not our business days will be credited to your account on the next business day after the deposit is made. A longer delay in crediting your account may take place if Capital  CU deems the delay is warranted (collectability or legitimacy questions, etc.) You will be notified should longer delays apply. 

How to Make A Mobile Check Deposit

  1. If you haven't already, download Capital Credit Union's mobile app to your phone or mobile device and enroll in Digital Banking.
  2. In the main menu, click Deposits, or select Deposits in the bottom banner of the app.
  3. If this is your first time using Mobile Check Deposit, read and accept the agreement. 
  4. On the back of your check, in the endorsement area:
    • Write "For Mobile Deposit Only"
    • Sign it
  5. Select the account you would like the check deposited in and enter the check amount.
  6. Capture Image of check (front and back) and hit Deposit.
  • Get advanced security features, like multi-factor authentication on each login 
  • Use biometric login (face and fingerprint ID) on supported devices
  • Set up security questions/answers for another layer of protection