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Home Loans

Home is where the heart is

The perfect home does exist, and we are here to help you realize the dream of homeownership. Your mortgage payment will be one of your biggest expenses, and we want to support you throughout your home financing process. It's not about putting you in any mortgage product, it's about helping you select the right mortgage for your goals, budget and financial situation. Our local mortgage lending team is ready to help you from pre-approval to closing.

Our team is ready

Home Loan Options

When it comes to home loan options, we have some of the best around. We have the standard options and a variety of CCU specific options that offer shorter terms and remarkably low rates. Our team is ready to assist you. So when you're ready, set up an appointment to discuss your situation with us.

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Home Purchase

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Home Refinance

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Home Equity

Upgrading or downsizing

Finding a mortgage that works for you

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Fixed Rate Options 

With a fixed rate mortgage, your monthly payments stay the same through the life of the loan. Fixed rate mortgages offer the consistency and peace of mind that if the market changes your rate does not. 

Fixed rate mortgages are good if you:
  • Plan to stay in your home for a number of years
  • Are concerned about interest rates rising over the next few years and want to keep your current rate
  • Prefer the stability of a monthly payment that does not change

Adjustable Rate Options 

The Adjustable Rate Mortgage, also known as an ARM, is a mortgage option that is great if you plan to relocate or pay off your mortgage in 10 years or less. Not sure if an adjustable rate mortgage is right for you? Our team of lending experts will guide and help you make the best decision based on your needs.
Adjustable rate mortgages are good if you:
  • Plan to move before the initial fixed period ends
  • Are looking for a lower monthly payment than a fixed rate mortgage sometimes offers
  • Are not concerned if rates increase

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Things to bring

To Your Appointment

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Crunch the numbers

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Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site ( HMDA data for many other financial institutions are also available at this Web site.