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Student Loans

Welcome to a brighter financial future with Capital Credit Union, where we believe in empowering your academic aspirations and supporting your steps towards success. Our student loan product is not just a financial tool; it's your partner in navigating the complexities of financing your education. We partnered with LendKey to offer private student loan options for our members, so you can focus on the whole "learning" part.

Your partner in refinancing & private student loans

Whether you’re looking to lower your interest rates, reduce your monthly payments, or need additional funds for education-related expenses, we have the flexibility and solutions to meet you where you are on your financial journey.

Join us as we explore how refinancing existing loans or opting for our private student loan options can be a game-changer in managing your education financing more effectively. With our guidance, achieving your dreams just got easier.

Fill the gap

Private Student Loans

When federal financial aid just isn’t enough, our private student loans come to the rescue. They're crafted with your unique educational path in mind, ensuring you have the necessary funds to cover all your educational expenses. From tuition and books to room and board, we're here to fill the gaps, so you don't have to compromise on the quality of your education. With our simple application process and personalized loan options, securing your educational future has never been easier.

For borrowers attending a degree-granting institution
  • Competitive rates
  • No application or origination fees
  • Multiple repayment options
College student outside of a college holding textbooks.

Couple looking at student loan refinancing options.
Another choice to consider

Student Loan Refinancing

Imagine streamlining your student loans into a manageable payment with a potentially lower interest rate. That's the beauty of our student loan refinancing program. It's designed to reduce your financial stress by possibly lowering your monthly payments or the overall amount paid in interest. Whether you’re looking to refinance your federal, private, or a combination of loans, we are here to provide you with options that make sense for your financial goals. 
 Plus, enjoy these great benefits.
  • No application or origination fees
  • Make one loan payment, instead of several
  • Choose the option that best fits your situation
  • Discount for making automatic (ACH) payments
  • Co-signer release after 12 months of on-time, interest and principal payments, when requested

Flexible Rates and Terms

Consider your financial goals and risk tolerance when deciding between variable and fixed student loans.
Fixed Rate Variable Rate
  • Interest rate remains the same throughout the life of the loan
  • Monthly payments will not change, providing stability
  • Interest rates are tied to market conditions 
  • Monthly payments may vary, potentially increasing or decreasing 

Student loans made easy.

Let us help you pay for college to achieve your dreams. Apply with us today!

Apply Now

Additional Resources

We're committed to providing you with the resources and insights you need to navigate your financial journey with confidence. Access additional tools for additional support in managing your student loan.

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Sign in - LendKey
Already have an account? Manage your loan online, check your balance or make payments.

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Determine how much you are on track to save, and calculate the expected family contribution amount.

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Blog Articles

Stay informed and ahead of the curve with expert advice, tips, and real-life success stories to help you make informed decisions about your education financing.

In addition to Capital Credit Union's underwriting criteria, you must also meet the following eligibility requirements:

  • You've reached the age of majority in your state.
  • You and your cosigner (if applicable) are US citizens or permanent residents.
  • You're enrolled at least half-time at an eligible school.
  • You have a GPA of at least 2.0.
  • You meet the Satisfactory Academic Progress standards as defined by your school.
  • You're a member of Capital Credit Union (or become a member during the online application process).

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Have a question?
Call: 888-549-9050
Monday to Friday: 9:00 AM - 8:00 PM ET

Borrow responsibly.
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by LendKey or a lender partner. Capital Credit Union is not the creditor for these loans and is compensated by LendKey for the referral of loan customers.