College students laughing together outside while sharing course notes with each other

Student Loans

College is expensive and having the right partner guide you through the student loan process can save you time and undo stress. Private student loans can help fill the gap not covered by federal college loans. College is tough enough on it's own...finding the money to get there doesn't need to be. We partner with Sallie Mae to offer private student loan options for our members, so you can focus on the whole "learning" part.

Avoiding debt is cool

Know Your Options

Before considering a private student loan you should know what's out there. Check into other sources of financial aid including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options. Visit the FAFSA website to learn more about federal loans or apply for financial aid.

Fill the gap

Private Student Loans

Wherever you are on your higher education path, get the money you need to make it to graduation. Student loans from Capital Credit Union in partnership with Sallie Mae® could help!

For borrowers attending a degree-granting institution
  • Competitive rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty¹

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Capital Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify their identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
¹ Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal. 
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