Home Loans

Nothing’s better than eating Florida oranges and sipping California wine in Wisconsin. But some things, like your home mortgage, are too important to ship out—even across state borders. With Capital Credit Union, you enjoy a local process. And thanks to our not for profit status, we can offer remarkably low rates. We like to play in our own backyard.
 

HOME LOAN CHECKLIST

Things to bring along 
 
This might not be everything you need...that's why we have mortgage lenders. (You know, real people who talk to you, not just a website.) Other information may be requested by your mortgage lender on a case by case basis, but this will get you started.
  • 30 days worth of pay stubs
  • Last 2 years of W-2s
  • Last 2 years of complete federal tax returns (all schedules, personal & business*)
    *If self-employed, retired, or if you own rental properties
  • Most recent 60 days of bank statements (all pages)
  • Most current retirement/401(k) statements (all pages)
  • Copy of drivers’ licenses or other acceptable identification (passport, etc.)


FIRST-TIME HOME BUYER?

Or maybe you  just need a refresher...

We know you want to do your research, so we've put together a few resources to get you started.
  • You can find a plethora of information on GreenPath's website.
  • If you're just starting out, GreenPath's Mortgage 101 will explain the basics.
  • FISC provides online courses that walk you through the entire home loan process, and answers the why and how's you've been asking yourself.