Home Loans

Nothing’s better than eating Florida oranges and sipping California wine in Wisconsin. But some things, like your home mortgage, are too important to ship out—even across state borders. With Capital Credit Union, you enjoy a local process. And thanks to our not for profit status, we can offer remarkably low rates. We like to play in our own backyard. See example rates.


Things to bring along 

This might not be everything you need...that's why we have mortgage lenders. (You know, real people who talk to you, not just a website.) Other information may be requested by your mortgage lender on a case by case basis, but this will get you started.
  • 30 days worth of pay stubs
  • Last 2 years of W-2s
  • Last 2 years of complete federal tax returns (all schedules, personal & business*)
    *If self-employed, retired, or if you own rental properties
  • Copy of drivers’ licenses or other acceptable identification (passport, etc.)


Or maybe you  just need a refresher...

We know you want to do your research, so we've put together a few resources to get you started.
  • You can find a plethora of information on GreenPath's Financial Wellness website.
  • If you're just starting out, GreenPath's Mortgage 101 will explain the basics.
  • Goodwill NCW Financial and Debt Solution Services provides online courses that walk you through the entire home loan process, and answers the why and how's you've been asking yourself.
Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.