Business Elite

Business Checking
Think of us as a silent partner. We provide all the support you’ll need as a business colleague, but you don’t need to put our name on the door.
Designed for small to medium-size businesses. It includes many free services and easy account access online.
Business Premium
Ideal for larger businesses. As your balance increases, so does your dividend rate and the number of free transactions.
Organization
Created to serve non-profit organizations, clubs, benefits, leagues and more. No minimum balance or monthly service fee.
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Business Elite
Whether you're starting your dream or keeping a legacy going, we're here to help.
• Minimum opening deposit of $1
• $10 monthly service fee waived with $1,000 minimum daily balance
• First 100 items deposited free*
$0.12 each after 100
$0.12 each after 100
• First 100 items cleared free**
$0.12 each after 100
$0.12 each after 100
• Coin and currency orders free
• Free Online Banking, Mobile Banking and Bill Pay
• Overdraft protection available
Rates and Fee Schedule / Online Services
* Deposited items include ACH deposits, EFT deposits, check deposits, etc. (excludes cash and coin deposits)
** Debited/cleared items include ACH withdrawals, EFT withdrawals, checks written, etc.
Business Premium
You're in business to make money, and Capital is here to help you make more of it. Even from your checking account.
• Minimum opening deposit of $1
• $15 monthly service fee waived with $2,000 minimum daily balance
• Dividends paid when $5,000 minimum daily balance is maintained
• Number of free items deposited or items cleared based on balance tiers*
• Free cash deposits
• Free coin and currency orders
• Free Online Banking, Mobile Banking and Bill Pay
•Overdraft protection available
Rates and Fee Schedule / Online Services
*Business Premium Tiers for Items Deposited and Cleared
Balance # Cleared free # Deposited free
$0-$4,999 100 100
$5,000-$24,999 150 150
$25,000-$44,999 200 200
$50,000 + 250 250
Balance # Cleared free # Deposited free
$0-$4,999 100 100
$5,000-$24,999 150 150
$25,000-$44,999 200 200
$50,000 + 250 250
$0.12 each after # deposited and/or cleared free
Organization
Non-profits work tirelessly to strengthen our communities. As a true community financial institution (and also a not-for-profit ourselves), we do everything we can to help these organizations fulfill their missions.
• Minimum opening deposit of $1
• No minimum balance and no monthly service fee
• First 50 items deposited free*
$0.12 each after 50, $0.20 each after 100.
$0.12 each after 50, $0.20 each after 100.
• First 50 items cleared free**
$0.12 each after 50, $0.20 each after 100.
$0.12 each after 50, $0.20 each after 100.
• Unlimited cash deposits
• Free Online Banking, Mobile Banking and Bill Pay
•Overdraft protection available
•One free box of standard checks***
Rates and Fee Schedule / Online Services
* Deposited items include ACH deposits, EFT deposits, check deposits, etc. (excludes cash and coin deposits). $0.12 each after 50, $0.20 each after 100.
** Debited/cleared items include ACH withdrawals, EFT withdrawals, checks written, etc.
*** Shipping and taxes not included