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SavingsPlus Account
It’s a reality, with costs rising, saving isn’t easy. Having a $1000, cushion tucked away seems like a dream! Saving for three to six months of expenses? Feels very unreal.
But, just like a lot of things in life, who you partner with matters. Our SavingsPlus account is a new way to help you prepare financially for real-life expenses and unexpected costs. It's a way to build out your financial cushion.
Let’s get you SavingsPlus ready, so you’re prepared for whatever comes next.
SavingsPlus is the perfect way to start small, dream big, and watch your savings grow. With no minimum balance and no withdrawal limit you have the best of both worlds – flexibility and earning money (dividends) on what you save.
- Better than a regular savings account. Rewards even small balances.
- Start small. Open account with just $1.
- Access anywhere, anytime, with Digital Banking.
- Earn money with dividends paid monthly.***
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*Annual Percentage Yield (APY) of up to 5.00% is accurate as of March 16, 2026 and is subject to change. APY is variable and may change after the account is opened. The APY earned is based on account balance tiers: balances of $0 to $500 earn 5.00% APY, balances above $500.01 to $2,000 earn 2.50% APY, balances above $2,000.01 earn .01% APY. Membership eligibility required. Federally insured by the NCUA. Visit CapitalCU.com or contact us for full terms and conditions.
**Dividend yield may change monthly.
***Maximum of one SavingsPlus account per membership share. The minimum balance required to open this account is $1.00.
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