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Home Equity Loan options that fit your needs


We offer several options for you to tap into your homes equity. If you know how much money you need to take on a renovation project, go on a special vacation with your family or consolidate other debt a home equity loan may be a great option for you.  

You've worked hard, now let us help guide you to realize the full potential of using a home equity loan. 

 





Term Rate* APR Points Monthly Payment**
10 year Fixed 6.000 % 6.099% 0.000 $277.55
 
 
Rates effective 03/31/2023
*Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value.

**Displayed rates and payments based on a second mortgage and assume a property value of $250,000, loan amount of $25,000 (10% of value), and a first mortgage less than $175,000 or 70% of the value of the home/property and a minimum credit score of 740. Additional rates and terms are available. This monthly payment does not include taxes or insurance.






















Term Rate* APR Points Monthly Payment**
5 year Fixed 5.625% 5.810% 0.000 $478.97
7 year Fixed 5.875% 6.010% 0.000 $363.72
 
 
Rates effective 03/31/2023
*Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value.

**Displayed rates and payments based on a second mortgage and assume a property value of $250,000, loan amount of $25,000 (10% of value), and a first mortgage less than $175,000 or 70% of the value of the home/property and a minimum credit score of 740. Additional rates and terms are available. This monthly payment does not include taxes or insurance.

Term Rate* APR Points Monthly Payment**
3 year ARM+ 5.750% 7.344% 0.000 $175.52
5 year ARM+ 5.750% 6.947% 0.000 $175.52


Rates effective 03/31/2023
*Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value.
 
**Displayed rates and payments based on a second mortgage and assume a property value of $250,000, loan amount of $25,000 (10% of value), an amortization term 20 years, and a first mortgage less than $175,000 or 70% of the value of the home/property and a minimum credit score of 740. APR and payment amount may increase after consummation. Additional rates and terms are available. This monthly payment does not include taxes or insurance.
 
+Adjustment could occur after initial term. Adjustment is based on an index of UST1YW (1-year Constant Maturity weekly average yield) plus margin of 3.5%. Maximum annual adjustment is 2%; maximum over the life of the loan is 5%. No conversion option. Additional rates and terms are available.
Term APR* Monthly Payment**
Up to 10 year draw period 8.00% $250.00
Rates effective 03/31/2023
*APR = Annual Percentage Rate. APR is based on owner occupied status, credit score and a loan to value (LTV) of 80% or less. Variable rate tied to Wall Street Journal Prime Rate, with a floor of 3% and a maximum rate of 11.50%. Finance charges may be imposed. Closing costs could range from $550-$1000. Rates and terms are subject to change at any time and without notice.

**Displayed rate and payment based on a second mortgage and assume a property value of $250,000, loan amount of $25,000 (10% of value), and a first mortgage less than $175,000 or 70% of the value of the home/property and a minimum credit score of 740. Minimum monthly payment will equal the greater of $100.00 or $1.00 for each $100 (and fraction thereof) of the Principal Loan Balance as of the end of the month of the billing cycle of the most recent advance. This monthly payment does not include taxes or insurance.