Car Loans

Low-rate auto loans from Capital Credit Union are like sell out crowds at Lambeau…you can count on it. Since we’re a not-for-profit financial institution, we can keep our rates lower than other lenders. Looking for a motorcycle, RV or other vehicle? No problem. We finance those too. Or let us run interference on high rate loans you have somewhere else by refinancing your existing loan.

And did we mention that optional GAP coverage and debt protection can help protect your investment? Seriously, we’ve got your back. 

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BE IN THE KNOW BEFORE YOU GET TO THE DEALERSHIP...

with Capital CarFinder

Some people would rather go to the dentist's office than to a car dealership. We get it, it's generally not the most fun you'll have in your life…

Capital CarFinder is a one-stop-shop for researching cars for sale. You can search the inventory of tons of local dealerships all in one place, get a free CarFax report to learn about the car’s history, calculate your loan payment, and contact the dealership when you’re ready for more information. Oh, and you avoid facing the car salesman until it’s absolutely necessary…just an added perk.

Capital CarFinder logo.

 

GUARANTEED ASSET PROTECTION

Guaranteed Asset Protection (GAP) lives up to its name. If your car is totaled or stolen, but you still owe more on the loan balance than the insurance will pay, GAP will pay the rest of the loan, up to 120%.
  • No separate payments; low cost can be rolled into auto loan
  • Pays difference between what insurance covers and what you still owe
Also included is our Auto Deductible Reimbursement benefit.
 
 

CAR LOAN RATES

for you to choose

TERM
RATES AS LOW AS
36 Months 1.99 % APR*†  $28.64 monthly payment per $1000 borrowed
48 Months 1.99% APR*†  $21.70 monthly payment per $1000 borrowed
60 Months 2.24% APR*†  $17.64 monthly payment per $1000 borrowed
72 Months 2.74% APR*†  $15.08 monthly payment per $1000 borrowed
84 Months 3.74% APR*†  $13.55 monthly payment per $1,000 borrowed

*APR=Annual Percentage Rate. Rates, terms and conditions vary based on credit, qualifications and collateral and are subject to change without notice. Rates effective as of 11/16/2020. All loans are subject to approval.

†Requires active checking account with at least $400 in deposits each month and 12 withdrawals of $5 or more during the month. $2,500 minimum new loan money or additional $2,500 to any existing Capital Credit Union loan required.

Other rates and terms are also available. Contact a Member Service Representative for more information or to apply 920-494-2828 or toll free 800-728-4294.