SavingsPlus Account
When it comes to your finances, the best offense is a good defense.
With costs continuing to rise, building savings can feel like a tough drive down the field. That's why we created SavingsPlus, a simple way to build your financial cushion for unexpected expenses and real-life surprises.
Get SavingsPlus ready and build the defense you need for whatever comes next.
SavingsPlus is the perfect way to start small, dream big, and watch your savings grow. With no minimum balance and no withdrawal limit you have the best of both worlds – flexibility and earning money (dividends) on what you save.
- Better than a regular savings account. Rewards even small balances.
- Start small. Open account with just $1.
- Access anywhere, anytime, with Digital Banking.
- Earn money with dividends paid monthly.***
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*Annual Percentage Yield (APY) of up to 5.00% is accurate as of Rates effective 07/28/2026 and is subject to change without notice. The APY earned is based on account balance tiers of $0 to $500 earn a dividend rate of 4.89% resulting in a 5.00% APY, balances above $500.01 to $2,000 earn a dividend rate of 2.470%, resulting in 2.50% APY, balances above $2,000.01 earn a dividend rate of 0.01% resulting in an 0.01% APY. Membership eligibility required. Visit CapitalCU.com or contact us for full terms and conditions. Terms and Conditions Apply. Capital Credit Union is federally Insured by the NCUA.
**Dividend yield may change monthly.
***Maximum of one SavingsPlus account per membership share. The minimum balance required to open this account is $1.00.
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