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Mortgage

Building Financial Confidence Through Homeownership

Owning a home is more than just a dream; it’s a valuable investment in your future. Whether you’re exploring options or ready to take the plunge, we’ll make sure you have the support and tools for success. With expert advice tailored to your goals, we’ll help you create a stable foundation for financial growth.
 











Make it yours

The Home You've Always Dreamed Of

Your home buying journey is unique, and we’re here to make it seamless. From understanding your goals to tailoring mortgage options that fit your life, we’ll guide you every step of the way.

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First Time Home Buyer
First time home buyer, bringing boxes inside their new home.
Homeownership may feel like a big leap, but you’re not doing it alone. With a supportive team and tailored guidance, we’ll be with you from day one to moving day. 
 




Fixed & Adjustable Rate Options
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Finding the right mortgage starts with understanding your options. From fixed-rate stability to adjustable-rate flexibility, our experts will help you find what works best for you.
 




VA Home Loan
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Veterans, you can achieve homeownership with no down payment and no PMI. Our local lending team is ready to help you access exclusive VA loan features. 
 





















Construction and Lot Loans

Our construction and lot loans provide you with the flexibility and financial support you need to make your vision a reality. 


Construction home.


Additional Resources


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Mortgage calculators
The following online calculators serve as helpful tools during the mortgage process.

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Get a home insurance quote

Your home is a big investment, so make sure it's covered. Enter in your information and get a free quote.

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Home loan checklist
To ensure an efficient and seamless process from start to finish. Please gather the following documents and identification ahead of time.  

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Text us at 920.789.2416
If you have a quick question, send us a text and one of our mortgage lenders will get back to you as quickly as possible.









Mortgage Rates

FIXED RATE MORTGAGE LOANS

Term Rate* (as low as) APR (as low as) Points Monthly Payment**
15 Year 5.875% 5.986% 0.000 $1464.96
20 Year 6.625% 6.716% 0.000 $1317.66
30 Year 6.500% 6.569% 0.000 $1106.12
 
 
Rates effective 5/20/2025
*Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value. Private Mortgage Insurance (PMI) required for Fixed Rate Mortgage loans with a term greater than 15 years and less than 20% down. Additional rates and terms are available. Maximum loan amount at these rates is $806,500.00.

**Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Displayed rates assume a first mortgage with a purchase price or value of $218,750 with loan amount of $175,000 and a minimum credit score of 740.

ADJUSTABLE-RATE MORTGAGE (ARM) LOANS

Term Rate* (as low as) APR (as low as) Points Monthly Payment***
3 year ARM** 5.750% 6.559% 0.00 $1021.80
5 year ARM** 5.750% 6.420% 0.00 $1021.80
7 year ARM** 6.000% 6.549% 0.000 $1049.81
10 year ARM** 6.125% 6.487% 0.000 $1063.93
 
 
Rates effective 5/20/2025
*Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value. Maximum loan amount at these rates is $806,500.00.
**Adjustment could occur after initial term. Published rate may be adjusted based on credit score and down payment. ARMs require 5% down payment with Private Mortgage Insurance (PMI), PMI is not required with greater than 10% down. Adjustment is based on an index of UST1YW (United States Treasury Securities 1-year Constant Maturity weekly average yield) plus margin of 2.75%. Maximum annual adjustment is 2%; maximum over the life of the loan is 5%. No conversion option. Additional rates and terms are available.
*** Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Displayed rates assume a first mortgage with a purchase price or value of $218,750 with loan amount of $175,000 and a minimum credit score of 740 and an amortization term of 30 years. APR and payment amount may increase after consummation.

Federal VA Loans

Term Rate* (as low as) APR (as low as) Points Monthly Payment**
15 year 5.625% 5.788% 0.000 $1441.53
30 year 6.375% 6.476% 0.000 $1091.77


Rates effective 5/20/2025

Federal VA Loans are subject to Veterans’ Eligibility and Entitlement, limitations to loan amount may apply.   This is a no-down-payment loan option for qualified veterans, service members and their spouses.  Loans are subject to approval, VA Guarantee, and applicable funding fee. 

*Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value. Maximum loan amount at these rates is $806,500.00.  Additional rates and terms are available.

** Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Displayed rates assume a first mortgage with a purchase price of $175,000 with loan amount of $175,000.

 (Loans are subject to an additional funding fee, which may be financed up to the maximum loan amount) and a minimum credit score of 740.