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Business Credit Cards

We don’t believe in all work and no play. Unlike others that take away all the fun, Capital's Elan™ Mastercard® options offer all the perks with six options to choose from.

Apply Now

We're transitioning our credit card offerings from ATIRAcredit™ to Elan™ Financial Services. If you're currently an ATIRA cardholder, you can manage your account here(Opens in a new Window)
 
If you're a current ATIRA cardholder, you may have received a letter from ELAN™ recently. To view a copy of it, click here.
 
Watch for more information as we continue the transition to Elan™ Financial Services. 

Six credit card options

to find the perfect one for your business
  

Mastercard® Business Cash Card

Business size: small to medium (less than $5 million Annual Net Sales)
Best for: earning cash back
  • Up to 3% cash back
    • 3% cash back on eligible purchases from office supply stores and cell phone, landline, internet & cable TV services
    • 2% cash back on eligible purchases at gas stations and restaurants
    • 1% cash back on all other eligible net purchases
 more info / apply online
 

Mastercard® Business Real Rewards Card

Business size: small to medium (less than $5 million Annual Net Sales)
Best for: earning valuable rewards
  • 1.5x unlimited rewards redeemable for cash back*, travel rewards, merchandise and gift cards
    • 1.5 Points per $1 spent on eligible net purchases
more info / apply online
 

Mastercard® Business Rewards Plus Card

Business size: small to medium (less than $5 million Annual Net Sales)
Best for: earning even more rewards in popular spend categories
  • Up to 3x unlimited rewards redeemable for cash back*, travel rewards, merchandise and gift cards
    • 3 Points per $1 in the category you spend the most on: cell phone services, hotel or airline
    • 1.5 Points per $1 spent on all other eligible net purchases
more infoapply online 
 

Mastercard® Business Platinum Card

Business size: small to medium (less than $5 million Annual Net Sales)
Best for: paying down balances
  • Extended intro rate (non-rewards)
    • Transfer balances from higher rate credit cards
more info 

(This card is not available for online application. Please visit one of our branches to apply.)
 

Mastercard® Signature Business Company Card

Business size: medium to large ($5 million or more Annual Net Sales)
Best for: corporate liability - pay in full
  • Optional rewards program redeemable for cash back*, travel rewards, merchandise and gift cards
    • 1 Point per $1 spent on eligible net purchases
    • Consolidated Company Statements
    • Dedicated Account Manager
    • Free Online Reporting
(This card is not available for online application. Please visit one of our branches to apply.)

Mastercard® Community Card

Business type: non-profit or municipality
Best for: corporate liability - pay in full
  • Optional rewards program redeemable for cash back*, travel rewards, merchandise and gift cards
    • 1 Point per $1 spent on eligible net purchases
    • Consolidated Statements
    • Dedicated Cardmember Service
    • Free Online Reporting
(This card is not available for online application. Please visit one of our branches to apply.)
 
*Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account withing one to two billing cycles.
 
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. ©2018 Elan Financial Services


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