Mobile Check Deposit

Grab your phone, take a picture, and deposit a check using our free mobile app. Yep, it's that easy!

MOBILE CHECK DEPOSIT

For days when you think, "I'd rather not see people today."

  • Deposit checks into your account with your Android or Apple phone or tablet
  • Transactions are encrypted and secure with password protection
  • To enroll - log into Mobile Banking and choose Deposit in either the right menu or the bottom menu.

Mobile check deposits confirmed as received before 4 PM Central Time on a business day will be credited to your account on the same business day. Deposits confirmed received after 4 PM and deposits confirmed received on holidays or days that are not our business days will be credited to your account on the next business day after the deposit is made. A Longer delay in crediting your account may take place if Capital deems the delay is warranted (collectability or legitimacy questions, etc.) You will be notified should longer delays apply. 

Make a Mobile Check Deposit

  1. If you haven't already, download Capital's mobile app to your phone or mobile device and enroll in Mobile Banking.
  2. In the main menu, click Deposits, or select Deposits in the bottom banner of the app.
  3. If this is your first time using Mobile Check Deposit, read and accept the agreement. 
  4. On the back of your check, in the endorsement area:
    • Write "For Mobile Deposit Only"
    • Sign it
  5. Select the account you would like the check deposited in and enter the check amount
  6. Capture Image of check (front and back) and hit Deposit

Business Check Deposit 

If your business only deposits a few checks here and there, just use your phone and our Mobile Check Deposit through Online Banking.

For businesses that deposit several checks each week, Business Check Deposit makes it fast and easy: 
  • Deposit checks into your account any time from your computer
  • No special equipment needed – use your own compatible scanner
  • Secure online service at capitalcu.com
  • Same business day credit for deposits made by 2:45 p.m.
Call (800) 728-4294 and ask to talk with a Business Services representative to get started.
 

Business check deposits confirmed received before 2:45 PM Central Time on a business day will be credited to your account on the same business day. Deposits confirmed received after 2:45 PM and deposits confirmed received on holidays or days that are not our business days will be credited to your account on the next business day after the deposit is made. A longer delay in crediting your account may take place if Capital deems the delay is warranted (collectability or legitimacy questions, etc.) You will be notified should longer delays apply.