Mobile Check Deposit

Grab your phone, take a picture, and deposit a check using our free mobile app. Yep, it's that easy!


For days when you think, "eh, I'd rather not see people today."

  • Deposit checks into your account with your Android or Apple phone or tablet
  • Transactions are encrypted and secure with password protection
  • To enroll - log into Online Banking and choose Mobile Deposit Enrollment under Services
Mobile check deposits are typically credited the following business day if verified before 4 p.m. Monday-Friday. If verified after 4 p.m. on Friday or during the weekend, or if Monday is a holiday, deposits are credited on the following Tuesday.

Make a Mobile Check Deposit
  1. If you haven't already, enroll in Online Banking and download Capital's mobile app to your phone or mobile device
  2. On the back of your check, in the endorsement area:
    • Write "For Mobile Deposit Only"
    • Sign it
  3. Using Capital's mobile app, click on Menu, Transactions, Deposit Checks
  4. Select an account, enter check amount and click Save
  5. Capture Image of check (front and back) and hit submit
Business Mobile Check Deposit 
If your business only deposits a few checks here and there, just use your phone and our Mobile Check Deposit through Online Banking.

For businesses that deposit several checks each week, Business Mobile Check Deposit makes it fast and easy: 
  • Deposit checks into your account any time from your computer
  • No special equipment needed – use your own compatible scanner
  • Secure online service at
  • Same business-day credit for deposits made by 5:00 p.m.
Call (800) 728-4294 and ask to talk with a Business Services representative to get started.