Woman looking at phone.

Make the Switch

Is Your Checking Account Earning You 4.25% APY*?

If the answer is no, it might be time to ask what else your bank isn’t doing for you. At Capital Credit Union, we believe banking should be more than just a place to keep your money. It should be a partnership that helps your money—and your dreams—grow.









Make the Switch to a Better Way ofBanking

Switching makes the sweet sound of ChaChing™ with ChaChing™ Checking.  It's simple and we make it easy.  

You work hard for your money. Isn't it time your checking account started working hard for you? With our High-Yield Checking, you get the best of both worlds: a checking account that works like a high-interest savings account.

But a great rate is just the beginning. When you join Capital Credit Union, you're not just opening an account; you're becoming part of a community that genuinely cares about your financial well-being.

Open an Account





How to Open an Account

Anyone who lives, works, attends school in, owns property in, or owns/runs a business in Brown, Calumet, Door, Kewaunee, Manitowoc, Marinette, Menominee, Oconto, Outagamie, Shawano, Waupaca, or Winnebago counties in Wisconsin can join. 
 

1

Apply Online

It takes just minutes. If you aren’t a member, have your Social Security number and driver’s license or ID card handy.

2

Deposit Money

Move money into your new account so it can start growing.

3

Manage Your Money

Manage your money with ease with digital banking.

1

Apply Online

It takes just minutes. If you aren’t a member, have your Social Security number and driver’s license or ID card handy.

2

Deposit Money

Move money into your new account so it can start growing.

3

Manage Your Money

Manage your money with ease with digital banking.





More Than a Rate, It's a Relationship

Red squiggle line.
Leaving your current bank might feel like a big step, but what if it’s a step toward something truly better? We're not like other financial institutions. As a credit union, our members are our owners, which means we invest our profits back into you through better rates, fewer fees, and personalized support.

dollar bills and coins

EXCEPTIONAL EARNINGS

We understand that everyone has unique dreams and financial objectives. That's why we offer tailored savings and checking solutions with attractive returns.

Earn a fantastic 4.25% APY* on your checking balance up to $15,000. That’s more than 50 times the national average!

On-the-Go Access: Secure digital banking service, providing you with 24/7 access to your funds, no matter where you are.

Fresh Start Checking from Capital Credit
Union lets you hit the reset button

A COMMUNITY OF EARNERS:

You'll be in good company. In 2025 so far, our members earned over $1.2 million in interest with their ChaChing Checking accounts.

  • Greater earning than a basic savings account
  • Federally insured by NCUA
  • Access anywhere. Any time.
car and money icon

A PARTNER IN YOUR JOURNEY

We’re here to be a bridge to your aspirations. From buying a home to planning for the future, we provide the guidance and tools to help you get there.

  • Low competitive rates
  • Flexible terms
  • Expert guidance











































Ready for a Checking Account That Gives Back?

Joining is simple, and the rewards are immediate. Experience the warmth, support, and financial confidence that comes from being part of the Capital Credit Union family.

Make the switch today and start building a brighter financial future.









Do more on the go

Experience Digital Banking

A secure and convenient way to manage your money from anywhere. Our newly upgraded app allows you to:
  • Monitor your accounts
  • Perform transactions
  • Control your finances
  • Manage your debit card
  • Set up alerts
Download the Capital Credit Union
mobile app on the App Store

Google Play Store download icon.
 




























































Check out our blog

Capital Off the Cuff

Red squiggle line.
Elder couple high fiving eachother.
Savings

Earning More With Less Risk: The Benefits of Certificates

Having a savings plan is important for reaching your financial goals. What are you saving for? How can you maximize your savings to reach these goals sooner? You’ve worked hard for your money; now it’s time your money works hard for you.
Woman smiling in drivers seat of her car taking the keys
Vehicle

Avoid Common Mistakes: How to Compare Wisconsin Auto Loan Offers

There is a lot to consider when comparing Wisconsin auto loan rates and offers. Explore the dos and don’ts so you can find the best deal for your new vehicle.
Lady with glasses looking at laptop and holding two sheets of paper.
Personal Finance

Checking vs. Savings Accounts: Understanding the Differences and Benefits

When setting up your finances with a credit union, you will need to consider which account type will best suit your needs. While both accounts are ways to store your money, each has its own benefits and purpose.