Experience the Difference
Is Your Checking Account Earning You 4.25% APY*?
If the answer is no, it might be time to ask what else your bank isn’t doing for you. At Capital Credit Union, we believe banking should be more than just a place to keep your money. It should be a partnership that helps your money—and your dreams—grow. Open a ChaChing™ Checking account today.
Make the Switch to a Better Way ofBanking
Switching makes the sweet sound of ChaChing™ with ChaChing™ Checking. It's simple and we make it easy.
You work hard for your money. Isn't it time your checking account started working hard for you? With our High-Yield Checking, you get the best of both worlds: a checking account that works like a high-interest savings account.
But a great rate is just the beginning. When you join Capital Credit Union, you're not just opening an account; you're becoming part of a community that genuinely cares about your financial well-being.
Open an Account
You work hard for your money. Isn't it time your checking account started working hard for you? With our High-Yield Checking, you get the best of both worlds: a checking account that works like a high-interest savings account.
But a great rate is just the beginning. When you join Capital Credit Union, you're not just opening an account; you're becoming part of a community that genuinely cares about your financial well-being.
Open an Account
How to Open an Account
Anyone who lives, works, attends school in, owns property in, or owns/runs a business in Brown, Calumet, Door, Kewaunee, Manitowoc, Marinette, Menominee, Oconto, Outagamie, Shawano, Waupaca, or Winnebago counties in Wisconsin can join.
More Than a Rate, It's a Relationship
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Leaving your current bank might feel like a big step, but what if it’s a step toward something truly better? We're not like other financial institutions. As a credit union, our members are our owners, which means we invest our profits back into you through better rates, fewer fees, and personalized support.
EXCEPTIONAL EARNINGS
We understand that everyone has unique dreams and financial objectives. That's why we offer tailored savings and checking solutions with attractive returns.
Earn a fantastic 4.25% APY* on your checking balance up to $15,000. That’s more than 50 times the national average!
On-the-Go Access: Secure digital banking service, providing you with 24/7 access to your funds, no matter where you are.
A COMMUNITY OF EARNERS:
You'll be in good company. In 2025 so far, our members earned over $1.2 million in interest with their ChaChing Checking accounts.
- Greater earning than a basic savings account
- Federally insured by NCUA
- Access anywhere. Any time.
A PARTNER IN YOUR JOURNEY
We’re here to be a bridge to your aspirations. From buying a home to planning for the future, we provide the guidance and tools to help you get there.
- Low competitive rates
- Flexible terms
- Expert guidance
Ready for a Checking Account That Gives Back?
Joining is simple, and the rewards are immediate. Experience the warmth, support, and financial confidence that comes from being part of the Capital Credit Union family.
Make the switch today and start building a brighter financial future.
Do more on the go
Experience Digital Banking
A secure and convenient way to manage your money from anywhere. Our newly upgraded app allows you to:
- Monitor your accounts
- Perform transactions
- Control your finances
- Manage your debit card
- Set up alerts
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Check out our blog
Capital Off the Cuff
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Earning More With Less Risk: The Benefits of Certificates
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Avoid Common Mistakes: How to Compare Wisconsin Auto Loan Offers
There is a lot to consider when comparing Wisconsin auto loan rates and offers. Explore the dos and don’ts so you can find the best deal for your new vehicle.
Personal Finance
Checking vs. Savings Accounts: Understanding the Differences and Benefits
When setting up your finances with a credit union, you will need to consider which account type will best suit your needs. While both accounts are ways to store your money, each has its own benefits and purpose.