*Account is limited to six (6) withdrawals each month in any combination of automatic, telephone, or pre-authorized transfers and check, debit card, or similar transaction. Withdrawals made in a branch are not limited.
You choose how long you want to park it. The difference is we pay you, instead of you paying us. Sort of like bank CDs, only way better, because you own the credit union.
Like a Traditional Share Certificate, a Member's Choice Certificate lets you earn more dividends than a basic savings account. But instead of starting with a big wad of cash, you can build your savings gradually with monthly direct deposits.
• Competitive rates
• Greater earning than basic savings account
• No minimum balance
• Pre-authorized monthly direct deposits (required)
**Subject to some minimal conditions. Please consult a tax adviser.
***Certain exceptions apply, such as healthcare, purchasing first home, etc.
Health Savings Account
Life happens, and sometimes so do medical bills. With an HSA, you can prepare and save tax-free for qualified medical expenses. Designed to work with a high deductible health plan, you can regularly set aside money, so it's there when you need it. Plus, you own it, so it's not use it or lose it.
• No setup or annual fees
• Withdrawals are tax free when used for qualified medical expenses**
• Money rolls over year-to-year automatically
• No "use it or lose it" policy
• HSA is owned by you, not employer
• Easy withdrawal access by check, debit card, online, teller