Certificates
Earn more for less effort
Do you have cash in savings stowed away for a rainy day? You could put it in a certificate and earn more money than in a regular savings account. Here's the catch - choose a term that works for you and leave the cash alone. No withdrawals, no deposits, no effort, just earning. Sounds pretty easy.
- Greater earning than a basic savings account
- Fixed rates guaranteed for length of term
- Terms from 3 months to 5 years
- $1,000 minimum deposit to open
- Early withdrawal penalty
Member's Choice Certificate
Save as you go
Like a traditional share certificate, a Member's Choice Certificate lets you earn more dividends than a basic savings account. But instead of starting with a big wad of cash, you can build your savings gradually with monthly direct deposits.
- No minimum balance
- Choose your first maturity date - 12 month automatic renewal after
- Pre-authorized monthly direct deposits required
- Make additional deposits online or in-person
- One penalty-free withdrawal each term
