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Certificates

A Share Certificate is like overnight or long-term parking for your money. You choose how long you want to park it. The difference is (and this is big) we pay you instead of you paying us. Certificates are sort of like bank CDs, only better, because you own the credit union.

Get Started Online / Personal Account Disclosure / Rates and Fees

Certificates

Earn  more  for  less effort
Do you have cash in savings stowed away for a rainy day? You could put it in a certificate and earn more money than in a regular savings account. Here's the catch - choose a term that works for you and leave the cash alone. No withdrawals, no deposits, no effort, just earning. Sounds pretty easy.
  • Greater earning than a basic savings account
  • Fixed rates guaranteed for length of term
  • Terms from 3 months to 5 years
  • $1,000 minimum deposit to open
  • Early withdrawal penalty

Member's Choice Certificate

Save as you go
Like a traditional share certificate, a Member's Choice Certificate lets you earn more dividends than a basic savings account. But instead of starting with a big wad of cash, you can build your savings gradually with monthly direct deposits.
  • No minimum balance
  • Choose your first maturity date - 12 month automatic renewal after
  • Pre-authorized monthly direct deposits required
  • Make additional deposits online or in-person
  • One penalty-free withdrawal each term



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