First Time Home Buyer
Fetch Your First Home
Unlock the potential
Your First Home is Closer Than You Think
At Capital Credit Union, we believe in making homeownership possible for everyone. Through the Downpayment Plus® program, eligible first-time homebuyers can receive up to $10,000* to help cover down payment and closing costs.
Up To $10,000* for Down Payment and Closing Costs
.svg)
Homebuyers must meet income eligibility requirements and:
Contribute at least $1,000 to the purchase of the home
Complete pre-purchase homebuyer education and counseling
Live in the home as your primary residence
*Downpayment Plus® is a program from the Federal Home Loan Bank of Chicago. Restrictions apply. Please see the Federal Home Loan Bank of Chicago's website at www.fhlbc.com for complete requirements. "Downpayment Plus® " is a registered trademark of the Federal Home Loan Bank of Chicago.
Apply Now Schedule Appointment
Contribute at least $1,000 to the purchase of the home Complete pre-purchase homebuyer education and counseling Live in the home as your primary residence *Downpayment Plus® is a program from the Federal Home Loan Bank of Chicago. Restrictions apply. Please see the Federal Home Loan Bank of Chicago's website at www.fhlbc.com for complete requirements. "Downpayment Plus® " is a registered trademark of the Federal Home Loan Bank of Chicago.
Apply Now Schedule Appointment
Explore more options
More Ways to Make Your Dream Home a Reality
At Capital Credit Union, we're here for every stage of your homeownership journey.
Whether you're ready to upgrade, build your dream home from the ground up, or make refinancing work for you, we offer personalized solutions designed to fit your needs.
Whether you're ready to upgrade, build your dream home from the ground up, or make refinancing work for you, we offer personalized solutions designed to fit your needs.
HOME PURCHASE
You're one step closer to realizing the dream of homeownership. Whether you're a first-time home buyer, finding your dream home, or purchasing your vacation home. We will guide you every step of the way. View rates.
HOME REFINANCE
Looking to lower your payments, payoff your mortgage faster, or cash out for that project you've been looking to complete? Refinancing your mortgage might make sense. View rates.
CONSTRUCTION AND LOT LOANS
Our construction and lot loans provide you with the flexibility and financial support you need to make your vision a reality.
Additional Resources
Mortgage calculators
The following online calculators serve as helpful tools during the mortgage process.
Get a home insurance quote
Your home is a big investment, so make sure it's covered. Enter in your information and get a free quote.
Home loan checklist
To ensure an efficient and seamless process from start to finish. Please gather the following documents and identification ahead of time.
Text us at 920.789.2416
If you have a quick question, send us a text and one of our mortgage lenders will get back to you as quickly as possible.
Let's build your future together
Meet Our Team
Our team is ready to assist you. So when you're ready, set up an appointment to discuss your situation with us.
Adam Havel
Darboy
AdamH@capitalcu.com
920.494.4541 ext. 3345
NMLS# 1989125
Get Started
Schedule Appointment
Beth Krueger
Neenah & Oshkosh
BethK@capitalcu.com
920.494.4541 ext. 3356
NMLS# 794940
Get Started
Schedule Appointment
Brandon Shehow
Morris Ave - Green Bay
BrandonS@capitalcu.com
920.494.4541 ext. 3357
NMLS# 1980911
Get Started
Schedule Appointment
Christine Neuber
Wisconsin Ave - Appleton
ChristineN@capitalcu.com
920-494-4541 ext. 5101
NMLS# 762198
Get Started
Schedule Appointment
Dana Malcore
E-Lender
DanaMa@capitalcu.com
920.494.4541 ext. 3355
NMLS# 439859
Get Started
Schedule Appointment
Gloria Barrientos
Main St & College Ave
GloriaB@capitalcu.com
920-494-4541 ext. 3262
NMLS# 2166355
Get Started
Schedule Appointment
Jacob Keyser
Cardinal Ln - Howard
JacobK@capitalcu.com
920.494.4541 ext. 3070
NMLS# 1139181
Get Started
Schedule Appointment
Laura Van De Walle
Ledgeview & De Pere
LauraV@capitalcu.com
920.494.4541 ext. 3104
NMLS# 756437
Get Started
Schedule Appointment
Linda Ver Meer
Eisenhower Dr - Kimberly
LindaV@capitalcu.com
920.494.4541 ext. 3185
NMLS# 762242
Get Started
Schedule Appointment
Mary Hietpas
Little Chute
MaryH@capitalcu.com
920.494.4541 ext. 4104
NMLS# 756780
Get Started
Schedule Appointment
Meggie Sawyer
Door East
Meggie.Sawyer@capitalcu.com
920.494.4541 ext. 1046
NMLS# 2166406
Get Started
Schedule Appointment
Michelle Walker
Shawano
MichelleW@capitalcu.com
920.494.4541 ext. 3265
NMLS# 759465
Get Started
Schedule Appointment
Savannah O'Shaughnessy
Huron Rd - Green Bay
SavannahO@capitalcu.com
920.494.4541 ext. 3087
NMLS# 433789
Get Started
Schedule Appointment
Shannon Kehler
Lineville Rd - Howard
ShannonK@capitalcu.com
920.494.4541 ext. 3707
NMLS# 433790
Get Started
Schedule Appointment
Steve Siebert
Morris Ave - Green Bay
Steve.Siebert@capitalcu.com
920.494.4541 ext. 1134
NMLS# 283936
Get Started
Schedule Appointment
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending is available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda(Opens in a new Window)). HMDA data for many other financial institutions are also available at this Web site.
The HMDA data about our residential mortgage lending is available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda(Opens in a new Window)). HMDA data for many other financial institutions are also available at this Web site.
Capital Credit Union NMLS# 442983
Check out our blog
Capital Off the Cuff
Traditional vs. High-Yield Checking Account: Which Is Right for You?
There’s more than one way for you to reach your goal of homeownership. Explore the different home loan options available to you in northeast Wisconsin.
How To Qualify for a First-Time Home Buyer Loan in Wisconsin
Few people have the cash on hand to purchase their first house outright. That’s why you have the option of qualifying for a first-time home buyer loan in Wisconsin. Learn more.