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Credit Union Money Markets




Give it a boost!

Higher dividends, more flexibility

Keep your money growing while enjoying the freedom to access it whenever you need it. With the Platinum Select Money Market you can earn up to 4.05% APY*. Give your high balances the earnings boost they deserve because it’s the right thing to do. View Rates!








Key Benefits

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Account Service

No monthly service fee.
dollar bills and coins

You're in control

Have access to your full balance. Need the money now? Withdrawǂ without worry. 
mobile phone with money symbol

Access anywhere, Any time

You have easy access to your money with Digital Banking.
Secured Loans Form Capital Credit Union

Start Small

$2,500 minimum to earn dividends.
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You're protected

Your funds are federally insured by the NCUA.
ascending graph

Watch your money Grow

Dividends compound monthly.


Money Markets provide steady returns and can support a balanced portfolio. It’s a safe place to park high balances for your short-term goals. See how much you can save using our savings goals calculator. 




How to open an account

1

Apply Online

It takes just minutes. If you aren’t a member, have your Social Security number and driver’s license or ID card handy.

2

Deposit Money

Move money into your new account so it can start growing.

3

Manage Your Money

Manage your money with ease with digital banking.

1

Apply Online

It takes just minutes. If you aren’t a member, have your Social Security number and driver’s license or ID card handy.

2

Deposit Money

Move money into your new account so it can start growing.

3

Manage Your Money

Manage your money with ease with digital banking.








Money Market Platinum Selectǂ Rates

Minimum to Open & Earn Dividends Dividend Rate** APY* Compound

$2,500 - $49, 999.99

0.10%

0.10%

 Monthly

$50,000 - $99,999.99

1.49%

1.50%

 Monthly

$100,000 - $249,999.99

3.010 %

3.05%

 Monthly

$250,000 - $499,999.99

3.490 %

3.55%

 Monthly

$500,000 - $749,999.99

3.740%

3.80%

 Monthly

$750,000 - $999,999.99

3.880 %

3.95%

 Monthly

$1,000,000 +

3.980 %

4.05%

 Monthly



*APY=Annual Percentage Yield. Rates effective 1/13/2025.
**This is a variable rate account. Rates are subject to change without notice. Rates and APYs may change after the account is opened and fees may reduce earnings.

ǂLimited to 6 withdrawals per month in any combination of automatic, telephone, preauthorized or electronic transfers and check, debit card, or similar transaction. Fees may apply after 6 withdrawals. Withdrawals made in a branch are not limited.