3 Year Arm Special
Limited Time: 3-year* ARM rates as low as 4.99%**
More Than a Loan. It's Your Home.
For a limited time, enjoy rates as low as 4.99% on a 3-year Adjustable-Rate Mortgage (ARM).
Whether you're buying your first home or planning your next move, Capital Credit Union is here to help. Take advantage of this special rate and count on our team for support throughout the home financing process.
Why Members Choose Capital Credit Union for Home Financing
Buying a home can feel overwhelming, and it doesn't have to. Our mortgage lending team walks with you through each step, answering your questions and clearing the way, so you can focus on the exciting part: picturing life in your new space.Limited Time Rates as Low as
4.99%*
on a 3‑Year ARM*What You'll Get:
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- Lower initial monthly payments
- Guidance from pre-approval to closing
- Local, personalized service
Adjustable-Rate Mortgage (ARM) Loans
Rates effective 8/04/26
*Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on other factors, including but not limited to, when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, and loan to value. Maximum loan amount at these rates is $832,750.00.
**Adjustment could occur after initial term. Published rate may be adjusted based on credit score and down payment. ARMs require 5% down payment with Private Mortgage Insurance (PMI), PMI is not required with greater than 10% down. Adjustment is based on an index of UST1YW (United States Treasury Securities 1-year Constant Maturity weekly average yield) plus margin of 2.75%. Maximum annual adjustment is 2%; maximum over the life of the loan is 5%. No conversion option. Additional rates and terms are available.
*** Taxes and insurance are not included; therefore, the actual payment obligation will be greater. Displayed rates assume a first mortgage with a purchase price or value of $218,750 with loan amount of $175,000 and a minimum credit score of 740 and an amortization term of 30 years. APR and payment amount may increase after consummation.
Let's build your future together
Meet Our Team
Our team is ready to assist you. So when you're ready, set up an appointment to discuss your situation with us.
Adam Havel
Darboy
AdamH@capitalcu.com
920.494.4541 ext. 3345
NMLS# 1989125
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Schedule Appointment
Amy Larson
Wisconsin Ave - Appleton
AmyL@capitalcu.com
920.494.4541 ext. 4301
NMLS# 757159
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Beth Krueger
Neenah & Oshkosh
BethK@capitalcu.com
920.494.4541 ext. 3356
NMLS# 794940
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Christine M Haynes
Wisconsin Ave - Appleton
Christine.Haynes@capitalcu.com
920-494-4541 ext. 5101
NMLS# 762198
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Cristina Radichel
Eisenhower Dr - Kimberly
Cristina.Radichel@capitalcu.com
920.494.4541 ext. 1150
NMLS# 2669550
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Gloria Barrientos
Main St & College Ave
GloriaB@capitalcu.com
920-494-4541 ext. 3262
NMLS# 2166355
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Jacob Keyser
Cardinal Ln - Howard
JacobK@capitalcu.com
920.494.4541 ext. 3070
NMLS# 1139181
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Kris Peterson
Eisenhower Dr - Kimberly
Kris.Peterson@capitalcu.com
920.494.4541 ext. 1190
NMLS# 555849
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Laura Van De Walle
Ledgeview & De Pere
LauraV@capitalcu.com
920.494.4541 ext. 3104
NMLS# 756437
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Mary Hietpas
Little Chute
MaryH@capitalcu.com
920.494.4541 ext. 4104
NMLS# 756780
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Meggie Sawyer
Door East
Meggie.Sawyer@capitalcu.com
920.494.4541 ext. 1046
NMLS# 2166406
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Michelle Walker
Shawano
MichelleW@capitalcu.com
920.494.4541 ext. 3265
NMLS# 759465
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Savannah O'Shaughnessy
Huron Rd - Green Bay
SavannahO@capitalcu.com
920.494.4541 ext. 3087
NMLS# 433789
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Shannon Kehler
Lineville Rd - Howard
ShannonK@capitalcu.com
920.494.4541 ext. 3707
NMLS# 433790
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Steve Siebert
Morris Ave - Green Bay
Steve.Siebert@capitalcu.com
920.494.4541 ext. 1134
NMLS# 283936
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Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending is available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda(Opens in a new Window)). HMDA data for many other financial institutions are also available at this Web site.
The HMDA data about our residential mortgage lending is available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda(Opens in a new Window)). HMDA data for many other financial institutions are also available at this Web site.
*Rate may increase after initial period. **4.99% initial rate for 3 years, 6.380% APR after initial rate period.
Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on loan terms and borrower qualifications. Maximum loan amount at these rates is $832,750.00. ARMs require 5% down payment with Private Mortgage Insurance (PMI), PMI is not required with greater than 10% down. Rate adjusts based on 1-year U.S Treasury CMT index plus 2.75% margin. Maximum annual adjustment is 2%; maximum lifetime adjustment is 5%. No conversion option. Additional rates and terms are available. Promotion valid 8/3/2026 – 8/31/2026. Membership eligibility required. Federally Insured by the NCUA. NMLS#442983.
Rates and terms are subject to change at any time and without notice; additional restrictions may apply. Published rate may be adjusted based on loan terms and borrower qualifications. Maximum loan amount at these rates is $832,750.00. ARMs require 5% down payment with Private Mortgage Insurance (PMI), PMI is not required with greater than 10% down. Rate adjusts based on 1-year U.S Treasury CMT index plus 2.75% margin. Maximum annual adjustment is 2%; maximum lifetime adjustment is 5%. No conversion option. Additional rates and terms are available. Promotion valid 8/3/2026 – 8/31/2026. Membership eligibility required. Federally Insured by the NCUA. NMLS#442983.