Girl looking out the window of new vehicle.

Auto Loans at Capital CU








 
Cruise into Comfort

Auto Loans Tailored for You!

  •  Competitive rates and flexible term options
  • Easy online pre-approval and application process
  • Loans for cars, trucks, SUV's motorcycles, ATV's, boats and RVs
  • Warranty, GAP, and debt protection available



Friends laughing in new car.


Start your vehicle search


As low as

4.24% APR*


$0

Money Down Option Available

Up to

72 months


*APR=Annual Percentage Rate. Rate advertised includes qualifying for a Relationship Discount (meets active checking requirement and $2,500 new money). Borrowers who do not meet these qualifications will receive a higher rate. All loans are subject to approval. Actual APR, term, and loan amount may vary based on creditworthiness, collateral, underwriting criteria, and loan term. Rates, terms, and conditions are subject to change without notice. 
$15.76 monthly payment per $1000 borrowed
 

Don't take our word for it

Our Members Say It Best

Love banking at CCU and feel like they have my best interest in mind. Had a few loans and have always been happy with them. Keep up the GREAT work. Thanks.
- Robert

1

Apply Online

It takes just minutes. If you aren’t a member, have your Social Security number and driver’s license or ID card handy.

2

Deposit Money

Move money into your new account so it can start growing.

3

Manage Your Money

Manage your money with ease with digital banking.
Looking to buy a car? Our auto loan options might be just what you're searching for! Whether you're in need of a loan for a brand-new sports car or a reliable family vehicle, we've got you covered. Auto loans as low as 4.24% APR*.
 
With competitive rates and flexible repayment plans, we'll help you get the car of your dreams without breaking the bank. 
TERM RATES AS LOW AS
36-Month
4.24% APR*
$29.63 monthly payment per $1000 borrowed
48-Month
4.24% APR*
$22.69 monthly payment per $1000 borrowed
60-Month
4.24% APR*
$18.53 monthly payment per $1000 borrowed
72-Month
4.24% APR*
$15.76 monthly payment per $1000 borrowed
84-Month
5.24% APR*
$14.25 monthly payment per $1000 borrowed
Monthly payment is based on payment per $1,000 for term and rate shown above
*APR=Annual Percentage Rate. Rate advertised includes qualifying for a Relationship Discount (meets active checking requirement and $2,500 new money). Borrowers who do not meet these qualifications will receive a higher rate. All loans are subject to approval. Actual APR, term, and loan amount may vary based on creditworthiness, collateral, underwriting criteria, and loan term. Rates, terms, and conditions are subject to change without notice.
Rates effective 2/26/2026



Girl holding key to new car.

Stay Protected with Capital Credit Union: Your Shield in Uncertain Times

Life is unpredictable, but your protection doesn't have to be. At Capital Credit Union, we offer comprehensive options to safeguard your vehicle and your peace of mind. Our GAP coverage, extended warranty, and debt protection plans ensure you're never left stranded by unexpected events.

Why Choose Capital Credit Union?

  • GAP Coverage: Protects you from financial loss if your car is totaled or stolen.
  • Extended Warranty: Keeps your vehicle running smoothly beyond the manufacturer's warranty.
  • Debt Protection: Shields your finances from life's unexpected turns, ensuring your loans are covered.

Trust Capital Credit Union to be your reliable partner. With us, you can drive confidently, knowing that we're here to keep you and your investments safe.




Ready to hit the road?














Research with Capital CarFinder

At Capital Credit Union, we want to give you the best tools to get your perfect ride. Get access to hundreds of vehicles at local dealers with CarFinder. You can search the inventory of tons of local dealerships all in one place, get a Carfax report after signing up to learn about the car’s history, calculate your car loan payment, and contact the dealership when you’re ready for more information.

Search My New Ride


Young man driving a sedan with female friend laughing, found the perfect car with Capital Carfinder.
























































*APR=Annual Percentage Rate. Rate advertised includes qualifying for a Relationship Discount (meets active checking requirement and $2,500 new money). Borrowers who do not meet these qualifications will receive a higher rate. All loans are subject to approval. Actual APR, term, and loan amount may vary based on creditworthiness, collateral, underwriting criteria, and loan term. Rates, terms, and conditions are subject to change without notice. 
Membership Eligibility Required. Terms and Conditions Apply.