happy couple

Certificate Specials




Earn more for less effort

Certificate special

A certificate is like overnight or long-term parking for your money. You choose how long you want to park it. The difference is (and this is big) we pay you instead of you paying us. Pick the term that works for you: 8 months or 14 months.
No withdrawals, no deposits, no effort, just earning.
  
OPEN NOW









Your money, your pick

Different terms, great earnings

coin icon

8 Month Term Certificate 

$5,000 Minimum to Open 
*APY: 4.35%
Compounds Quarterly 
piggy bank icon

14 Month Term Certificate 

$5,000 Minimum to Open 
*APY: 4.60%
Compounds Quarterly 










Getting Started Is as Easy as...

Scribble graphic in red hand drawn lines showcasing the number 1

Open an account and choose how long you want to earn a higher rate with our certificate special - 8 months or 14 months.

Scribble graphic in red hand drawn lines showcasing the number 2

Transfer the amount you want to earn more on from an account at CCU or another financial institution.

Scribble graphic in red hand drawn lines showcasing the number 3

Watch your money grow!






















































*APY=Annual Percentage Yield, Rates effective 02/01/2023. Certificates may have penalty for early withdrawal. Fees may reduce earnings and/or principal on the account. Rates subject to change without notice. For businesses with a combined certificate total of more than $250,000, please contact a Member Service Representative for rates. Rates do not apply to institutional or government deposits.
Automatically renewable account - This account will automatically renew at maturity based on the following terms:
The 8 month certificate will renew into a 6 month term.
The 14 month certificate will renew into a 12 month term.

You may prevent renewal if you close the account at maturity. We can prevent renewal if we mail notice to you at least 30 calendar days before maturity.
Minimum Balance Requirements - $5,000 New Money required to open and earn dividends, waived for current members with an Active Checking account. An Active Checking account has at least $400 in deposits each month and 12 withdrawals of $5 or more during the month.
All other terms for the Term Share Certificate as listed in the Understanding Your Account Brochure, shall remain in full force and effect.