Membership Savings

To say all savings accounts are the same is like saying all bratwurst is the same. We say that's blasphemy! At Capital Credit Union, we have the recipe for the greatest savings account ever, and it starts with you.

That's because opening this account makes you a member with a say in everything we do. As a not-for-profit financial institution, we use our resources to pay members higher dividends and offer lower rates on loans.

  • No monthly service fee
  • $5 minimum deposit to open
  • Highly competitive dividend rates
  • Dividends compound monthly
  • Account provides membership to credit union
  • Can be used as overdraft protection
  • Free Online Banking
  • Free eStatements
  • Free Mobile Banking
  • Federally insured by NCUA

Click here to view terms and conditions.

Check out our current rates.

Click here to view our personal fee schedule.

What’s the Deal?

Here's a question we get a lot: "What's the deal with 'members'? Why don't you call us your 'customer' like banks do?"

Glad you asked. The answer is simple. At a bank, you're just any 'ol customer. At our credit union, you are a member that literally owns part of the credit union; you have a say in how Capital operates. Obviously, since we're member-owned, we're more responsive to our members' needs than a bank is to their account numbers, er, we mean customers.

Becoming a member is simple. If you live or work in our membership area,* you can join. That's different than catering to customers from anywhere and everywhere like the megabanks do. Nothing against the good folks of Ohio or Maine or wherever, but we're committed to Northeast Wisconsin. We invest our full efforts and funds to supporting families and building local businesses right here at home.

Think of it like this. Your aunts, uncles, brothers, sisters are all members of your family. Not customers of your family. It's the same way at Capital Credit Union.

So, yeah. We think it's a big deal to call you our "member." Because we're all in this together.

*Capital Credit Union is open to anyone who lives or works in Brown, Shawano, Door, Oconto, Kewaunee, Outagamie, Calumet, Manitowoc, Marinette or Winnebago counties.