Rates

Effective May 26, 2016.

Print

Certificates and IRAs

AccountTermMinimum Amount to Earn DividendsDividend RateAPY*Compound
Members Choice (Cert/IRA) Direct Deposit Only12 MonthsN/A0.45%0.45%Quarterly
Certificates / IRA3 to 5 Months$1,000.000.25%0.25%Quarterly
 6 to 8 Months$1,000.000.45%0.45%Quarterly
 9 to 11 Months$1,000.000.45%0.45%Quarterly
 12 to 14 Months$1,000.000.70%0.70%Quarterly
 15 to 17 Months$1,000.000.70%0.70%Quarterly
 18 to 20 Months$1,000.000.90%0.90%Quarterly
 21 to 23 Months$1,000.000.90%0.90%Quarterly
 24 to 29 Months$1,000.001.15%1.15%Quarterly
 30 to 35 Months$1,000.001.15%1.15%Quarterly
 36 to 41 Months$1,000.001.25%1.26%Quarterly
 42 to 47 Months$1,000.001.25%1.26%Quarterly
 48 to 53 Months$1,000.001.40%1.41%Quarterly
 54 to 59 Months$1,000.001.40%1.41%Quarterly
 60 Months$1,000.001.55%1.56%Quarterly
IRA- SavingsOpen Deposit$25.000.30%0.30%Monthly

*APY=Annual Percentage Yield. Penalty on earnings for early withdrawal, fees may reduce earnings. Rates do not apply to institutional or government deposits.