Auto Loans

About the only thing as sure as a sellout at Lambeau Field is a low-rate auto loan from Capital Credit Union. Since we're a not-for-profit financial institution, we can keep our loans lower than other lenders. In fact, that's why we exist in the first place!


So come in for fast, easy approval even before you shop. Free pre-approval gives you better bargaining power at dealerships and from individual sellers.

Summary
  • Excellent, low auto loan rates
  • New and used cars and trucks
  • Terms from 1 year to 7 years – Click here for details
  • 100% financing available (including tax and license)
  • Pre-qualification for better buying power
  • Fast, in-house approvals
  • Easy application process

Capital CarFinder

Some people would rather go to the dentist's office than to a car dealership. We get it; it's generally not the most fun you'll have in your life. Why not? We think buying a car should come with excitement and pride! So what if there was a way to make things a bit more exciting? Now there is.

Capital CarFinder helps car buyers add some fun and ease into the car shopping process right from your smartphone or computer. In addition, members can take advantage of:

  • Viewing new and pre-owned inventory from local and out-of-state dealers
  • Side-by-side comparisons of models
  • A build-your-own model feature with the color, features, and options that suit you
  • Come back to vehicles you saved in your garage
  • Getting pre-approved for financing from Capital Credit Union
  • …and more!

Find Your Ride!

    Recreational Vehicle Loans

    Capital Credit Union does more than low-rate car loans.

    • Motorcycle loans
    • Boat loans
    • RV loans
    • Trailer loans
    • Snowmobile loans
    • And more

    What’s the deal?

    So many folks notice that credit union car loans can be soooooo much lower than other lenders. It might make you wonder, "what's the deal with that?"


    Mostly it boils down to the same reason all our loan rates are low: we're not here to make profits. As a not-for-profit credit union, Capital's entire reason for existing is to provide better financial solutions for members of our community. Talk about peace of mind!


    A vehicle is pretty essential for most people to work and enjoy their lives. So following our mission, we make it as easy as possible for everyone to purchase one. While lower loan rates get immediate attention, we also do this with continued service for the life of your loan. While other lenders create fees and traps for late payments, we create solutions to help you avoid them.

    GAP Coverage

    Guaranteed Asset Protection (GAP) lives up to its name. If your car is totaled or stolen, but you still owe more on the loan balance than the insurance will pay, GAP will pay the rest of the loan.

    • No separate payments; low cost can be rolled into auto loan
    • Pays difference between what insurance covers and what you still owe
    • Will cover insurance deductible up to $1,000
    • Also included is our Auto Deductible Reimbursement benefit

    Debt Protection

    Debt Protection is less about protecting your debt, and more about protecting you and your loved ones from financial burdens.


    Capital offers 3 types of coverage: Death, Disability, and Involuntary Unemployment. This coverage would pay off a borrower's remaining loan balance and/or, cancels monthly payments for a specified period of time, depending on the plan purchased.*


    The unexpected can happen at any time. Have peace of mind knowing your loan balance will not become a burden, or your credit rating will not suffer. Speak to a member service representative today to find out how you can have the security to protect against life's ups and downs.


    *Specific plans, coverages, terms, and pricing will be discussed at time of application.