Real Estate Mortgages
Home Mortgage Loans
When it's time to finance or refinance your home, be sure to see us first. At Capital, you’ll enjoy competitive rates and a wide variety of home mortgage options to fit your needs, ranging from 5 to 30 years. No matter which type of loan you choose, making payments is easy and convenient with a vareity of payment options, including AutoPay directly from your checking account, online banking at capitalcu.com, or in person at any of our 12 locations.
You can get the application process started online, and within one business day a loan officer will contact you to talk with you about your specific loan request.
With an in-house mortgage at Capital, you have the peace of mind knowing that your mortgage is kept locally and you can either choose to pay monthly, or save on interest with easy bi-weekly or weekly payments. We offer two types of in-house mortgages:
- Fixed Rate Mortgage - The rate stays the same throughout the loan
- Adjustable Rate Mortgage (ARM) - The rate varies with the market
Along with financing for the purchase of existing homes, Capital also has special offerings for:
Our mortgage terms range from 5 to 25 years, depending on the type of loan you choose, and can require as little as 5 percent down. Call 920-731-3195 or toll-free at 866-731-3195 to learn more and talk with one of our lenders today!
Secondary Market Loans
Capital now offers secondary market financing, featuring the security and soundness of a fixed-rate loan with terms of up to 30 years to fit your budget. Plus, you’ll still enjoy the convenience of making your payments locally, at any Capital office or by setting up AutoPay to have your payments debited directly from your Capital savings or checking account each month.
- No pre-payment penalties
- VA and FHA loans with 30, 20 and 15-year terms available
- Make any of your payments in person at any Capital office, online at capitalcu.com, or by mail.