If you’re looking for a great, fixed-rate investment, consider a Capital Share Certificate. When you purchase a certificate, your rate is guaranteed for the term you select (with a penalty for any early withdrawals.) With an investment of just $1,000, you can choose a term from 30 days up to 48 months! Other terms and rates are available for larger investments of $5,000, $10,000 and more to provide you with additional options. All certificates are automatically renewable and at renewal, you’ll receive the current rate for that term. Dividends can be paid to you in a variety of intervals and methods. All of our Share Certificates are insured by the NCUA, and appear on your Capital statement.