Capital Credit Union offers both MasterCard and VISA. Our interest rate is a low 14.88% APR, with a 25 day grace period on all purchases. There is no annual fee with an active Capital checking account, or just $5.00 without. Plus, your Capital Credit Union credit card is much more than just a charge card--it provides you with a variety of special services and discounts.

In addition to the Classic Cards, Capital offers a Student Visa Credit Card and the Capital Platinum Visa. The Student Visa Credit Card has a low-balance limit that prepares you for life’s emergencies while staying within your budget. Our interest rate for the Student Visa is a low 14.88% APR, with a 25 day grace period on all purchases. There is no annual fee with an active Capital checking account, or just $5.00 without.

The Platinum Visa allows you to choose between two fixed interest rates. 9.99% APR without rewards and 11.99% APR with rewards. You’ll also enjoy: No Annual Fee, a 25 Day Grace Period, Balance Transfers, Easy Cash Advance, Easy Automatic Payment Options, Check History and Balances at capitalcu.com, and Service You Can Trust! Credit approval for the Platinum Card is subject to qualifying credit score.

For information about the Platinum Visa Rewards points, visit scorecardrewards.com. You will be leaving Capital's website to view the credit card points.