Personal Accounts

Savings and checking accounts, loans, and lots of free easy account access tools like free mobile and online banking – they’re all waiting for you right here.

Looking for the best loan rates around? We’ve got them – for boats, cars, ATVs, motorcycles and more! When it comes to home loans, you can choose the convenience of an “in-house” local mortgage at Capital, or opt for a low-cost “secondary” mortgage option to help you get into the home of your dreams or refinance your current home loan. If you’re thinking about remodeling or redecorating your current home, or looking for a low-rate option for buying a car or other vehicle, our home equity loans and lines can help you with payments you can afford using the equity in your home. Choose weekly or bi-weekly loan payments on your loans, and you could shave months, or even years off your loan.

Our checking accounts feature a free ATM/Check Card, a debit card that gives you access to your money at the check-out at most merchants, and at ATMs nationwide with the Alliance One ATM Network. Keeping up with your accounts is a breeze too, with several easy account access tools like our free Online Banking at and our free mobile app and mobile banking. Pay your bills when it works for you with free Bill Pay-24, and access your account statements from the convenience of your computer or smart phone with free e-Statements. You can even opt for free text alerts so you’ll know if your balance is low, when it’s time to pay a bill, or lots of other alert options. 

Get started today and save yourself time and money with savings, checking and loans that make your life easier and more affordable!

NCUA Equal Opportunity Lender
Capital Voted a Hot List 2012 Winner