Rates as of May 15, 2013
| |
Dividend Rate |
APY |
Minimum Balance |
| Prime Share |
0.30% |
0.30% |
$25 |
| Share Draft |
0.20% |
0.20% |
$500 |
Vacation Club / You Name It
Property Tax / Holiday Club |
0.30% |
0.30% |
$25 |
Business Share and Share Draft
If the required minimum balance falls below $2,000 any time during the month, no dividends will be earned
| |
Dividend Rate |
APY |
Minimum Balance |
| $50,000.00 and higher |
0.40% |
0.40% |
$50,000 |
| $25,000.00 - $49,999.99 |
0.35% |
0.35% |
$25,000 |
| $2,000.00 - $24,999.99 |
0.30% |
0.30% |
$2,000 |
Money Market
If the required minimum balance falls below $5,000, the dividend rate will be adjusted to 0.30% (0.30% APY)
| |
Dividend Rate |
APY |
Minimum Balance |
| $25,000 |
0.40% |
0.40% |
$25,000 |
| $10,000 |
0.35% |
0.35% |
$10,000 |
| $5,000 |
0.30% |
0.30% |
$5,000 |
Share Certificate - $1,000 Minimum
| |
Dividend Rate |
APY |
Minimum Balance |
| 48 Months |
1.39% |
1.40% |
$1,000 |
| 24 Months |
1.00% |
1.00% |
$1,000 |
| 18 Months |
0.85% |
0.85% |
$1,000 |
| 12 Months |
0.70% |
0.70% |
$1,000 |
| 6 Months |
0.40% |
0.40% |
$1,000 |
90 Days
|
0.35% |
0.35% |
$1,000 |
Share Certificate - $5,000 Minimum
| |
Dividend Rate |
APY |
Minimum Balance |
| 30 Months |
1.04% |
1.05% |
$5,000 |
| 20 Months |
0.90% |
0.90% |
$5,000 |
| 15 Months |
0.80% |
0.80% |
$5,000 |
| 10 Months |
0.65% |
0.65% |
$5,000 |
| 9 Months |
0.55% |
0.55% |
$5,000 |
| 8 Months |
0.50% |
0.50% |
$5,000 |
Share Certificate - $10,000 Minimum
| |
Dividend Rate |
APY |
Minimum Balance |
| 27 Months |
1.04% |
1.05% |
$10,000 |
| 18 Months |
0.90% |
0.90% |
$10,000 |
| 11 Months |
0.75% |
0.75% |
$10,000 |
IRA Share Certificate
| |
Dividend Rate |
APY |
Minimum Balance |
| 48 Months Fixed |
1.49% |
1.50% |
$500 |
| 36 Months Fixed |
1.14% |
1.15% |
$500 |
| 24 Months Fixed |
1.00% |
1.00% |
$500 |
| 12 Months Fixed |
0.70% |
0.70% |
$500 |
| Variable Rate |
0.30% |
0.30% |
$5 |
Health Savings Share Draft Accounts
| |
Dividend Rate |
APY |
Minimum Balance |
| $10,000.00 and higher |
0.30% |
0.30% |
$10,000 |
| $5,000.00 - $9,999.99 |
0.30% |
0.30% |
$5,000 |
| $3,000.00 - $4,999.99 |
0.30% |
0.30% |
$3,000 |
| $500.00 - $2,999.99 |
0.30% |
0.30% |
$500 |
Investment Disclosure
The above information reveals the account name, term, minimum balance required, dividend rate, Annual Percentage Yield (APY) and comparable compounding term. The APY and dividends remain in the account until maturity. A withdrawal or transfer of funds will reduce earnings. Disclosure on fees, transaction limitations and minimum balance are contained in our Account Disclosures. For more information on our investment opportunities, please call a Member Service Representative at any of our locations.
