Whatever type of loan you’re applying for, here are a few tips to help speed up the process:

Construction Loan

When applying for a loan for home construction, be sure to bring along the following:

• Copies of W-2 forms from the past two years
• Copies of current check stub(s) from your employer(s)
• If self-employed, bring copies of business and personal taxes from the past two years
• A copy of the blueprints to your new home
• A copy of the building contract
• A copy of the deed for the lot (if you are the current owner)

Home Purchase Loan

When applying for a loan for the purchase of an existing home, you will need to bring along the following items:

• Copies of W-2 forms from the past two years
• Copies of current check stub(s) from your employer(s)
• If self-employed, bring copies of business and personal taxes from the past two years
• Offer to purchase

Home Refinance Loan

When applying to refinance your home loan, you will need to bring along the following items:

• Copies of W-2 forms from the past two years
• Copies of current check stub(s) from your employer(s)
• If self-employed, bring copies of business and personal taxes from the past two years
• Statement from present mortgage holder
• Copy of deed to home or title insurance policy
• Copy of current homeowners insurance